Your card is a payment option at checkout, next to credit card and the wallets.
These accounts exist for one thing: paying with pre-tax money for what treats, eases or prevents a condition a provider has diagnosed.
One hundred dollars of pay, followed two ways. Spending from your bank account: one hundred dollars you earn, then thirty dollars taken out in taxes, leaving seventy dollars to spend. Spending from your HSA or FSA: one hundred dollars you earn, no taxes taken out, leaving one hundred dollars to spend.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
Up to three steps, all of them inside the checkout you already use.
It sits with credit card and the wallets, not off in a separate flow.
A licensed provider reviews your answers, not our products. Items that do not need it skip this step.
Use your HSA or FSA card, or split the order across two cards. If an item needs a letter of medical necessity, it arrives by email after you check out.
Questions before you buy? Talk to us.
No new account to open and no balance to top up. Bring the card your employer gave you.
Add to cart and check out the way you always have. If an item asks a few quick health questions, they do not hold up your order.
Some items ask a few quick health questions at checkout. A licensed provider reviews your answers, not our products, and items that do not need it skip the questions. Oh Beauty does not decide what your plan pays.
Credit card is still a payment option at checkout, alongside the wallets, and nothing about this page changes that.
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Yes, on the items marked HSA eligible. Pick Pay with FSA/HSA in the payment list at checkout and pay with your HSA or FSA card the same way you would use any other card. Some items ask a few quick health questions first. If your cart also holds something that is not marked, you can split the payment and put only the eligible items on your HSA or FSA card.
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
It is a licensed provider's written opinion that a product may treat a condition you have. Under IRS rules, some purchases count as a medical expense only when a provider says so.
Here is how it works. Some items ask a few quick health questions at checkout, and a licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. Your letter arrives by email after you check out. Keep it, because your plan may ask to see it. Items that do not need a letter skip the questions. Not every product on this site qualifies, and your plan administrator makes the final decision on any claim.
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
For the items that need one, it arrives by email after you check out. Items that do not need a letter skip the health questions, so none is issued. If you do not see it, check your spam folder first, then reach out to us through our contact page and we will help.
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
Pick HSA or FSA at checkout. Nothing else about your order changes.
Some of what we sell may qualify as a medical expense under IRS rules. Only the items marked HSA eligible can be paid for with your HSA or FSA card at checkout, and not every product on this site qualifies. Some items need a letter of medical necessity, which is a written opinion from a licensed provider that a product may treat a specific condition you have. That review is done by a licensed provider through an independent partner, not by Oh Beauty. No product on this site has been reviewed or approved for you in advance.
A letter is not a guarantee that your plan will pay. Your plan administrator, the company that runs your HSA or FSA, makes the final decision on any claim, and plans differ. Keep your receipt in case they ask for it.
Oh Beauty is not a tax advisor, a medical provider, or a benefits administrator, and nothing on this page is tax, legal, or medical advice. For questions about your account or a claim, contact your plan administrator. For tax questions, talk to a tax professional.
There is a yearly cap on how much you can put into one of these accounts. The IRS publishes the current numbers in Publication 969.
